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Thanks on your professional advice, I'm a victim of Covid-19 business crash and determined to venture into poultry with a capital of 200k. Can I start it anow that the winter is around the corner? Money Smart Women: Kiplinger is a typical for business news and personal finance recommendation. What advice would you give to folks in the case of their personal funds? An understanding of the challenges, recommendation and resources available to assist can facilitate the process. Lack of understanding of loan eligibility, excessive borrowings, using a number of debt channels have seen a number of individuals running into debt traps prior to now. The research group: (a) analyzed a couple of sample responses to be familiarized with the info; (b) recognized the responses which have meanings; (c) identified predetermined codes primarily based on the survey questions requested; (d) modified the code checklist, added new codes which are rising, creating an preliminary set of codes; (e) expanded the evaluation to a bigger variety of responses; and (f) refined codes and merged them into themes if applicable. These days a variety of banks also provide loan calculators on their web sites and cellular apps.